Phoenix Card

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How to Keep Your Account in Good Standing?

 

  • No Factoring
    Factoring is processing a transaction on behalf of another person or business. 
  • No Cash Advances
    A merchant cannot deposit any transaction for the purpose of obtaining or providing a cash advance, either on your own card or the card of any other party. .
  • No Split Sales
    Most card associations prohibit the merchant from splitting one sale into two individual sales to obtain an approval. 
  • Process Cards for Your Business Type only
    Stick to the business that is on your application. Do not process transactions that fall outside the product/services you listed on your application. If you have a different business type, apply for a second account.

  • PHOENIX CARDNET provides access  to the credit card associations including Visa®, MasterCard®, Discover® and American Express® .

 

  • Credit
  • Debit
  • ACH, Payment collection.


CREDIT


PHOENIX CARD  enables retailers of all sizes to deploy  fast, secure credit card payment systems. With the latest in technology  and best customer support, PHOENIX CARD will help you deliver all payment options your customers expect.


  • Fast transaction speeds: number one request we were asked when signing up merchants was to change their slow mechine, a question always answered PROCESSING is what you need to change for better transaction speed not the terminal.
  •  Toll-free, customer service available 24/7.

DEBIT

Debit Solutions MEANS secure transaction

Since nearly half of all card transactions are done with debit cards, by offering pin based debit transactions, you will have not only more secure payments on high ticket sales, but also it will cost less. A $100.00 sale for example will cost 75% less.


ACH and Payment Collection.

Businesses in need to collect recurrent payments from (weekly or monthly, such as Internet service providers and rental communities, can securely collect scheduled payments from a customer's credit card, debit card or bank account via direct ACH automatically .
Our recurring payments program helps you to:

  • Eliminate the costs associated with manual check collection and invoicing.
  • Avoid Non Sufficient Funds fees.
  • Ability to make larger sales with one-time down payment, followed by monthly recurring payments at pre-defined intervals you select.

  • Visa USA Interchange rates are published at http://usa.visa.com/merchants/operations/interchange_rates.html
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  • MasterCard Interchange rates are published at http://www.mastercard.com/us/merchant/how_works/interchange_rates.html

  • Service Compatibility

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